Credit
Services Group
Helping
Consumers Since 1991
Is Your Past Stealing Your Future?
Too much debt has become a problem for thousands, if
not millions of Americans. Sooner or later, many find themselves in a financial "squeeze". It has become easy to
accumulate monthly payments that far exceed a person's income because most people do not have any idea how much they
actually spend on living expenses.
At the end of the month, there just
isn't enough money to pay of all of the bills. Cost-of-Living increases,
unemployment, high interest rates, poor money management and faulty financial
planning are all factors which may create too much financial stress. This
pressure will inevitably affect job performance, family life, and personal
well-being.
- An average consumer will
take over 20 years to pay off their debts!
- Most individuals in debt
usually pay back three times the original amount charged!
- In the past few years,
debt carried on credit cards has risen 20% per year, more than 3 times
the rate of inflation!
- Less than 30% of all
credit card holders pay their account in full in month!
- A high outstanding credit
card balance could prevent you from qualifying for a home mortgage or vehicle loan.
Your Creditor's Long-Term Plan for
You!
Any individual who consistently pays only the
minimum monthly payment on a credit card account can expect a payout period of between 10 and 30 years! The cost of the original purchase will triple! $10,000 in debt will become
$30,000 unless you take charge!
|
Creditor |
Minimum Balance |
Monthly Payment |
Interest Rate |
|
"A" |
$2,047 |
$39 |
17.7% |
|
34.83 Years to
Pay Off |
|||
|
"B" |
$617 |
$15 |
21.0% |
|
10.58 Years to
Pay Off |
|||
|
"C" |
$491 |
$10 |
19.8% |
|
8.50 Years to
Pay Off |
|||
|
"D" |
$1,421 |
$86 |
17.2% |
|
5.41 Years to
Pay Off |
|||
|
"E" |
$1,816 |
$31 |
18.0% |
|
57.16 Years to
Pay Off |
|||
We Motivate You To Become Debt-Free!
Our COMMITMENT is to provide the information
and support you need in order to motivate you to take the
necessary steps to become "debt-free".
Our FOCUS is to provide you
Professional Debt Management Solutions so that you can reach your financial
objectives.
Our
to place each and every person on the road to
financial independence!
You will receive a Personal Financial Analysis
which will enable your counselor to create a customized program
for your particular situation. This personal action
plan will outline the necessary steps to help you reach your
financial goals.
Our financial experts will analyze your current
debt obligations and determine the best vehicle to get you out of debt
as soon as possible. You will be given the tools to
help you start achieving your future goals:
·
Home Ownership
·
Dream Vacation
·
College Education
·
Retirement Fund
Reduce Your
Time In Debt!
You do not have
to be in financial crisis to benefit from our Debt Management Program. Even if
you are comfortably paying you bills each month, we can help you reduce the
overall amount of interest you pay and get you out of debt faster! Stop paying
too much for debt and begin to plan to retire your debt FOREVER! Think of how your life would change if you had no debt...Where you could
go...What you could do...How happy you would be!
Our
Accelerate Your Financial Freedom!
You can become...
Stress
Free
You will
immediately reduce your financial strain after taking the first step toward
financial freedom. We will assist you in developing a debt management plan to
empower you to become debt-free.
Debt Free
Many
individuals do not realize the complete price paid for excessive debt. It can
cost thousands of dollars in interest and could take many years to pay off! We
will show you how to successfully become debt-free within usually 30 to 60
months or less!.
Mortgage Free
Wouldn't it
be nice to own your own home and live without a mortgage payment? After becoming
debt-free, you will be able to achieve this dream. By using the funds
previously dedicated to credit card debt now directed towards additional house
payments you can be mortgage free much sooner. We also offer bi-monthly
mortgage acceleration programs to help you become mortgage free even sooner!
Ask for a free analysis to see have much you will save!
Job Free
Even if you
love your job, it may not be your ultimate destiny. If you invest the funds
previously dedicated to debt and mortgage payments, you no longer must depend
on your job for financial support. You can wake up every day knowing you may do
whatever you want.
Seem Impossible?
With the
right plan, you can achieve anything. You may need to make some tough decisions,
but the reward will be worth it.
You choose
your goals, and we provide you with the tools to get there. Financial Freedom
can mean protection for you and your entire family.
Control Your Financial Future!
Are You...
- Constantly
increasing the balance on your credit cards?
- Wondering
where your money constantly goes without anything to show for it?
- Spending
most of your money on bills each month?
- Unable to
obtain additional credit because you have too much debt?
- Using
credit cards to pay for necessities such as food, utilities, insurance, etc.?
- Paying
bills late or alternating payments every other month?
- Frustrated
because your credit balances are not going down?
- Noticing
stress in family relationships when money and bills are discussed?
- Tired of
paying outrageous interest rates?
- Not
answering your phone because creditors and/or collection agencies are calling?
- Looking for
a smart way to pay off your debt?
If you answered "yes" to any question
above, you should consider the Debt Free America ® Program!
For a complimentary consultation, please
call one of our conveniently located offices!
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Credit
Services Group Now with 4 Locations to Serve You!!! Click here for Maps and Directions |
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(847)
490-9300 |
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By Appointment Only… Please Call |
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Credit Services Group. All Rights Reserved.