Debt Consolidation Services Consolidate Bills, Decrease Interest Rates, Lower Payments!
Stop The Stress! Let Us Help!
Is Your Past Stealing Your Future? Too much debt has become a problem for thousands, if not millions of Americans. Sooner or later, many find themselves in a financial "squeeze". It has become easy to accumulate monthly payments that far exceed a person's income because most people do not have any idea how much they actually spend on living expenses. At the end of the month, there just isn't enough money to pay of all of the bills. Cost-of-Living increases, unemployment, high interest rates, poor money management and faulty financial planning are all factors which may create too much financial stress. This pressure will inevitably affect job performance, family life, and personal well-being. - An average consumer will take over 20 years to pay off their debts! - Most individuals in debt usually pay back three times the original amount charged! - In the past few years, debt carried on credit cards has risen 20% per year, more than 3 times the rate of inflation! - Less than 30% of all credit card holders pay their account in full in month! - A high outstanding credit card balance could prevent you from qualifying for a home mortgage or vehicle loan. Your Creditor's Long-Term Plan for You! Any individual who consistently pays only the minimum monthly payment on a credit card account can expect a payout period of between 10 and 30 years! The cost of the original purchase will triple! $10,000 in debt will become $30,000 unless you take charge! Creditor Minimum Balance Monthly Payment Interest Rate How Long Does It Take To Pay Off? A $2,047.00 $39 17.70% About 35 Years! B $617.00 $15 21.00% About 10 ½ Years! C $491.00 $10 19.80% About 8 ½ Years! D $1,421.00 $86 17.20% About 5 ½ Years! E $1,816.00 $31 18.00% About 57 Years! We Motivate You To Become Debt-Free! Our COMMITMENT is to provide the information and support you need in order to motivate you to take the necessary steps to become "debt-free". Our FOCUS is to provide you Professional Debt Management Solutions so that you can reach your financial objectives. Our MISSION is to work together to design a plan of action to meet each individual's debt resolution need in order to place each and every person on the road to financial independence! You will receive a Personal Financial Analysis which will enable your counselor to create a customized program for your particular situation. This personal action plan will outline the necessary steps to help you reach your financial goals. Our financial experts will analyze your current debt obligations and determine the best vehicle to get you out of debt as soon as possible. You will be given the tools to help you start achieving your future goals: · Home Ownership · Dream Vacation · College Education · Retirement Fund Reduce Your Time In Debt! You do not have to be in financial crisis to benefit from our Debt Management Program. Even if you are comfortably paying you bills each month, we can help you reduce the overall amount of interest you pay and get you out of debt faster! Stop paying too much for debt and begin to plan to retire your debt FOREVER! Think of how your life would change if you had no debt...Where you could go...What you could do...How happy you would be! You d You can become... Stress Free You will immediately reduce your financial strain after taking the first step toward financial freedom. We will assist you in developing a debt management plan to empower you to become debt-free. Debt Free Many individuals do not realize the complete price paid for excessive debt. It can cost thousands of dollars in interest and could take many years to pay off! We will show you how to successfully become debt-free within usually 30 to 60 months or less! Many in Mortgage Free Wouldn't it be nice to own your own home and live without a mortgage payment? After becoming debt-free, you will be able to achieve this dream. By using the funds previously dedicated to credit card debt now directed towards additional house payments you can be mortgage free much sooner. We also offer bi-monthly mortgage acceleration programs to help you become mortgage free even sooner! Ask for a free analysis to see have much you will save! Job Free Even if you love your job, it may not be your ultimate destiny. If you invest the funds previously dedicated to debt and mortgage payments, you no longer must depend on your job for financial support. You can wake up every day knowing you may do whatever you want. Seem Impossible? With the right plan, you can achieve anything. You may need to make some tough decisions, but the reward will be worth it. You choose your goals, and we provide you with the tools to get there. Financial Freedom can mean protection for you and your entire family. With t Control Your Financial Future! Are You... - Constantly increasing the balance on your credit cards? - Wondering where your money constantly goes without anything to show for it? - Spending most of your money on bills each month? - Unable to obtain additional credit because you have too much debt? - Using credit cards to pay for necessities such as food, utilities, insurance, etc.? - Paying bills late or alternating payments every other month? - Frustrated because your credit balances are not going down? - Noticing stress in family relationships when money and bills are discussed? - Tired of paying outrageous interest rates? - Not answering your phone because creditors and/or collection agencies are calling? - Looking for a smart way to pay off your debt? If you For a complimentary consultation, please call one of our conveniently located offices!